Realize Your Dream of Home Ownership

Welcome to Max Mortgage, I'm Charles H. Parharm, Jr., your Louisiana home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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Charles H. Parharm, Jr.

Charles H. Parharm, Jr.

Senior Loan Advisor
NMLS# 1413036

(504) 313-2326 Email Me

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Real Customer Experiences

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Current Louisiana Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.31%
1W Change 0.56%
APR2.999%
1W Change 0.71%
Last Updated: 09/23/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.17%
1W Change 0.26%
APR3.231%
1W Change 0.27%
Last Updated: 09/23/2020

VA Loan Purchase - 30 Year Fixed

Rate2.58%
1W Change 0.07%
APR2.916%
1W Change 0.04%
Last Updated: 09/23/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Charles H. Parharm, Jr. to receive a personalized rate for your specific situation.

Current Louisiana Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate3.25%
1W Change 0.00%
APR4.074%
1W Change 0.00%
Last Updated: 09/23/2020

Conventional Loan Refinance - 30 Year Fixed

Rate3.00%
1W Change 0.09%
APR3.058%
1W Change 0.09%
Last Updated: 09/23/2020

VA Loan Refinance - 30 Year Fixed

Rate2.52%
1W Change 0.03%
APR2.881%
1W Change 0.01%
Last Updated: 09/23/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Charles H. Parharm, Jr. to receive a personalized rate for your specific situation.

More from Zillow

5.00 Rating ∙ 21 Reviews on Zillow

Very happy

alondraramirezj89 - 10/01/2019

I’m very happy for everything you have done for me and my family. You are very professional and very easy to deal with it ! Thank you so much for everything, I will recommend you to anyone always! Thank you.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed

Charles Parharm's Response:
Thank you Alondra for those wonderful words. You and Ricardo were an absolute delight to work with. Congratulations on becoming 1st time home owners! Let me know if there is ever anything I can do for you, your friends or relatives.

Mortgage services provided by Charles Parharm - New Orleans Louisiana

10-stars!!!

tibbstiffany - 12/28/2018

Charles was extremely patient and knowledgeable and I will definitely refer him. Everything was smooth and I didn’t have any problems. I really appreciate the excellent service.

Loan Type Conventional
Loan Purpose Purchase
Loan Program 30 Year Fixed

Charles Parharm's Response:
Thank you so much Tiffany for being an awesome client! Congratulations on your new home purchase. You made the process easy!

Mortgage services provided by Charles Parharm - New Orleans Louisiana

Clarence& carol g.

clarencegaines57 - 07/31/2018

It was pleasure working mr. Charles he went above and beyond with our loan process be explained everything we needed . He was there to answer our questions. Thank you Charles and danielle you guys rock.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Charles Parharm - New Orleans Louisiana

very pleased with my exprience

ayshani segue - 06/11/2018

My experience was easy and seamless working with mr. Charles he made my life so much easier he was patient, understanding and very professional I would totally recommend anyone looking for a home to go through this Mortgage Company

Loan Type USDA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Charles Parharm - New Orleans Louisiana

Great Mortgage Company

user5360651 - 02/26/2018

Responsive, professional and very easy to work with. They were diligent in addressing all of our concerns and quickly resolved the questions we encountered. I would definitely recommend to anyone seeking a mortgage.

Loan Type Conventional
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Charles Parharm - New Orleans Louisiana

The McClouds Refininancing

mdmhmj - 09/04/2017

We the McClouds was referred to Charles Parham, Max Mortgage LLC, from a good friend. In the beginning we were interested in a reverse mortgage, we met with Charles & with the research we found that a reverse mortgage wasn't in our best interest, so then he gave us the details on Refinance which was in our interest, Charles was knowledgeable in both the Reverse mortgage & refinance, he did all the research; all we needed to do was come in & ask questions. Charles is also an outstanding communicator, he was able to communicate with my husband man-to-man & he was also able to communicate with me man-to-woman which meant I understood the whole process of refinancing. Charles is very knowledgeable & all areas of mortgage, he did a complete research on any question we had, he conduct himself in a Professional manner @ all times; he is a very please young man to be around, my husband & I was very please on all appointment with him, @ the end of the whole transaction of refinancing, My husband & I came out on TOP, we The McClouds would refer Charles Parham Max Mortgage LLC to all of our friends & family, because Charles is the best in his field.

Loan Type VA
Loan Purpose Refinance
Loan Program 15 Year Fixed
Mortgage services provided by Charles Parharm - New Orleans Louisiana

The lender Mr. Charles Parharm was awesome I will refer him to everybody he explain an answer a my question.

zuser20170213051119727 - 05/25/2017

The review was great my lender work with me from start to finish he was the best lender out there him an my realtor. it was my first time with all this an I will do it again with the same people.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Charles Parharm - New Orleans Louisiana

Great!

bigeldrick - 05/19/2017

My whole process was great. My loan officer Charles was always available when I had any questions. I Feel he went above and beyond his duties. I would definitely recommend him to friends and family.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed

Charles Parharm's Response:
Eldrick, it was my pleasure working with you! Thank you for giving me the opportunity! Congratulations on your first home!! It will be a great welcoming for the new baby!!

Mortgage services provided by Charles Parharm - New Orleans Louisiana

What was great

jfhla1 - 04/15/2017

Communication. I was notified of each step and requirements as they became available. The loan application was easy to follow and the agent was alway accessible to help with questions.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Charles Parharm - New Orleans Louisiana

What was great is he responded promptly to every call I made to him answered every question,Honestly I have nothing negative to say

zuser20160120170933218 - 04/14/2017

Charles was great ! I had an awesome experience with him I am very pleased with the way he handled things , Charles did everything in decent and order. I'd recommend him to any one

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed

Charles Parharm's Response:
Thank you for being such a great first time home buyer! It was my pleasure working with you.

Mortgage services provided by Charles Parharm - New Orleans Louisiana

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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Contact Charles H. Parharm, Jr.

Charles H. Parharm, Jr.

3330 Knightsbridge Ct.
Harvey, Louisiana 70058
(504) 313-2326
NMLS# 1413036
  • Zillow

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